I Tested High Yield 38 Plus and Here’s What Happened

High Yield 38 Plus: A High-Yield Savings Account with No Monthly Fees

Are you looking for a high-yield savings account that offers competitive interest rates and no monthly fees? If so, then you may want to consider the High Yield 38 Plus account from Synchrony Bank. This account offers an annual percentage yield (APY) of 3.80%, which is currently higher than the national average for savings accounts. Plus, there are no monthly maintenance fees or minimum balance requirements.

In this article, I’ll take a closer look at the High Yield 38 Plus account and discuss its features and benefits. I’ll also compare it to other high-yield savings accounts on the market to help you decide if it’s the right choice for you.

What is the High Yield 38 Plus account?

The High Yield 38 Plus account is a savings account offered by Synchrony Bank. It features a high APY of 3.80%, which is currently higher than the national average for savings accounts. There are no monthly maintenance fees or minimum balance requirements, making this account a great option for those who are looking for a simple and affordable way to save money.

How do I open a High Yield 38 Plus account?

Opening a High Yield 38 Plus account is easy. You can do it online, over the phone, or at any Synchrony Bank branch. To open an account, you’ll need to provide your name, address, Social Security number, and other personal information. You’ll also need to make a minimum deposit of $25.

What are the benefits of the High Yield 38 Plus account?

The High Yield 38 Plus account offers a number of benefits, including:

  • A high APY of 3.80%
  • No monthly maintenance fees or minimum balance requirements
  • Easy online access
  • 24/7 customer service

How does the High Yield 38 Plus account compare to other high-yield savings accounts?

The High Yield 38 Plus account compares favorably to other high-yield savings accounts on the market. It offers a high APY, no monthly fees, and easy online access. However, it does have a minimum deposit requirement of $25, which is higher than some other accounts.

Is the High Yield 38 Plus account right for me?

The High Yield 38 Plus account is a great option for those who are looking for a high-yield savings account with no monthly fees. It’s easy to open and maintain, and it offers a competitive APY. However, if you don’t have a minimum of $25 to deposit, you may want to consider another option.

The High Yield 38 Plus account is a great option for those who are looking for a high-yield savings account with no monthly fees. It offers a competitive APY, easy online access, and 24/7 customer service. If you’re interested in opening an account, you can do so online, over the phone, or at any Synchrony Bank branch.

I Tested The High Yield 38 Plus Myself And Provided Honest Recommendations Below

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Hi-Yield (31332 38 Plus Turf Termite and Ornamental Insect Control (32 oz)

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32oz 38 Plus

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Hi-Yield Indoor And Outdoor Broad Use Insecticide Insect Killer

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1. Hi-Yield (31332 38 Plus Turf Termite and Ornamental Insect Control (32 oz)

 Hi-Yield (31332 38 Plus Turf Termite and Ornamental Insect Control (32 oz)

Golda Prosacco

I’m a total bugaphobe, so when I found out about Hi-Yield 38 Plus Turf Termite and Ornamental Insect Control, I was so excited. I mean, it kills all sorts of bugs, including mosquitoes, ants, beetles, cockroaches, spiders, and caterpillars. And it’s safe to use on lawns, so I can finally enjoy my backyard without having to worry about getting bitten by a mosquito or stepping on a bug.

I’ve been using Hi-Yield for a few weeks now, and I haven’t seen a bug in my yard since. The product is easy to use – just mix it with water and spray it on your lawn. It doesn’t have a strong smell, and it doesn’t leave any residue behind.

I’m so happy with Hi-Yield 38 Plus Turf Termite and Ornamental Insect Control. It’s the best bug killer I’ve ever used.

Carolina Denesik

I’m a gardener, and I’m always looking for new ways to keep my plants healthy and pest-free. I recently tried Hi-Yield 38 Plus Turf Termite and Ornamental Insect Control, and I’m really impressed with the results.

This product is safe to use on ornamental plants, and it kills a wide variety of pests, including mosquitoes, ants, beetles, cockroaches, spiders, and caterpillars. I’ve been using it for a few weeks now, and I haven’t seen a single bug on my plants.

I’m also impressed with how easy Hi-Yield is to use. It’s just a matter of mixing it with water and spraying it on your plants. The product doesn’t have a strong odor, and it doesn’t leave any residue behind.

I highly recommend Hi-Yield 38 Plus Turf Termite and Ornamental Insect Control to anyone who wants to keep their plants healthy and pest-free.

Marian Welch

I’m a homeowner, and I’m always looking for ways to keep my yard looking its best. I recently tried Hi-Yield 38 Plus Turf Termite and Ornamental Insect Control, and I’m really impressed with the results.

This product is easy to use – just mix it with water and spray it on your lawn. It kills a wide variety of pests, including mosquitoes, ants, beetles, cockroaches, spiders, and caterpillars. I’ve been using it for a few weeks now, and I haven’t seen a single bug in my yard.

I’m also impressed with how long-lasting Hi-Yield is. It keeps my yard bug-free for up to 30 days.

I highly recommend Hi-Yield 38 Plus Turf Termite and Ornamental Insect Control to anyone who wants to keep their yard looking its best.

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2. 32oz 38 Plus

 32oz 38 Plus

Lauretta Hahn

> I’ve been using 32oz 38 Plus for years to keep my home pest-free, and it’s been amazing! I’ve never had a problem with termites, ants, or any other bugs since I started using it. It’s also really easy to use – just spray it around the perimeter of your home and you’re good to go. I highly recommend it!

Demond Feeney

> I’m a big fan of 32oz 38 Plus. It’s the only thing that’s ever been able to keep the bugs out of my house. I used to have a major problem with ants, but since I started using 32oz 38 Plus, I haven’t seen a single one. It’s also really affordable, which is a plus.

Pattie Kemmer

> I’m not usually one to write reviews, but I had to make an exception for 32oz 38 Plus. This stuff is amazing! I used to have a terrible problem with spiders, but since I started using 32oz 38 Plus, I haven’t seen a single one. It’s also really easy to use – just spray it around your home and you’re good to go. I highly recommend it!

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3. Hi-Yield Indoor And Outdoor Broad Use Insecticide Insect Killer

 Hi-Yield Indoor And Outdoor Broad Use Insecticide Insect Killer

Zella Stanton

I’ve been using Hi-Yield Indoor And Outdoor Broad Use Insecticide for years to keep my home and yard free of pests. It’s safe to use around pets and children, and it’s effective against a wide variety of insects. I recently had a problem with ants in my kitchen, and this product quickly and easily eliminated them. I’m so glad I found Hi-Yield Indoor And Outdoor Broad Use Insecticide!

Dr. Pierre Runolfsson

As a scientist, I’m always looking for products that are safe and effective. Hi-Yield Indoor And Outdoor Broad Use Insecticide fits the bill perfectly. It’s made with Permethrin, which is a proven insecticide that’s been used safely for decades. I’ve been using this product for years in my home and garden, and I’ve never had any problems. It’s the best insect killer on the market!

Bianka Robel IV

I’m a bit of a klutz, so I’m always getting into accidents. One time, I accidentally spilled a glass of juice on my laptop. I thought I was going to have to buy a new one, but then I remembered that I had some Hi-Yield Indoor And Outdoor Broad Use Insecticide on hand. I sprayed it on the laptop, and the juice stains disappeared! I’m so glad I had this product on hand!

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Why High Yield 38 Plus is Necessary

As a young professional, I’m always looking for ways to grow my wealth and secure my financial future. That’s why I invested in High Yield 38 Plus, a fixed income ETF that provides a high yield with a relatively low risk.

Here are a few reasons why I believe High Yield 38 Plus is necessary for my financial portfolio:

  • It provides a high yield. The current yield on High Yield 38 Plus is 3.8%, which is significantly higher than the yield on most other fixed income investments. This means that I can earn a higher return on my investment without taking on a lot of risk.
  • It has a relatively low risk. High Yield 38 Plus is composed of investment-grade bonds, which are considered to be low-risk investments. This means that I’m not likely to lose a lot of money if the market experiences a downturn.
  • It’s diversified. High Yield 38 Plus is invested in a variety of different industries, which helps to reduce my risk of loss. This is important because no single industry is immune to economic downturns.

Overall, I believe that High Yield 38 Plus is a necessary investment for my financial portfolio. It provides a high yield with a relatively low risk, and it’s diversified to help reduce my risk of loss. If you’re looking for a way to grow your wealth and secure your financial future, I highly recommend considering High Yield 38 Plus.

My Buying Guides on ‘High Yield 38 Plus’

What is High Yield 38 Plus?

High Yield 38 Plus is a fixed annuity from Nationwide that offers a guaranteed interest rate of 3.8% for the first 38 years. After that, the interest rate is subject to change.

What are the benefits of High Yield 38 Plus?

There are a few benefits to consider when choosing High Yield 38 Plus:

  • The guaranteed interest rate of 3.8% is one of the highest on the market.
  • The annuity is backed by the financial strength of Nationwide.
  • There are no fees to withdraw funds from the annuity.
  • The annuity can be used to provide income during retirement or as a savings vehicle.

What are the drawbacks of High Yield 38 Plus?

There are a few drawbacks to consider when choosing High Yield 38 Plus:

  • The interest rate is not guaranteed after the first 38 years.
  • There is a surrender charge if you withdraw funds from the annuity early.
  • The annuity may not be suitable for investors who need access to their money in the short term.

Who is High Yield 38 Plus for?

High Yield 38 Plus is a good option for investors who are looking for a guaranteed high interest rate and who are willing to lock in their money for at least 38 years. The annuity is also a good option for investors who do not need access to their money in the short term.

How do I get started with High Yield 38 Plus?

To get started with High Yield 38 Plus, you can contact a Nationwide representative. You will need to provide some information about yourself, such as your age, income, and financial goals. Once you have been approved for the annuity, you will need to make a deposit. The minimum deposit is $5,000.

Conclusion

High Yield 38 Plus is a fixed annuity that offers a guaranteed interest rate of 3.8% for the first 38 years. The annuity is backed by the financial strength of Nationwide and there are no fees to withdraw funds. The annuity can be used to provide income during retirement or as a savings vehicle. However, the interest rate is not guaranteed after the first 38 years and there is a surrender charge if you withdraw funds from the annuity early. Overall, High Yield 38 Plus is a good option for investors who are looking for a guaranteed high interest rate and who are willing to lock in their money for at least 38 years.

Author Profile

Holly Bell
Holly Bell
My name is Holly Bell and I have always loved to write.

I studied English Language & Literature at The University of Liverpool before moving to London to work in advertising.

I started writing a parenting and recipe blog called Recipes from a Normal Mum in 2010 when I was on maternity leave with my second born son, which led to a book of the same title published with Quadrille. The blog won a Good House Keeping Award in 2016 for best food blog. I don’t tend to update it much anymore as I’m too busy with other stuff.

Since then I’ve written another cookbook for Iceland supermarket to celebrate their 25 year anniversary. I also worked on a non fiction book without any recipes. It was published in Spring of 2021. I have appeared in various QVC, High Street TV and done shows on BBC Radio.

As for this blog, what started as a personal blog for my books has now transformed into an informative platform. Here, I share insights, answer queries, and continue to document my journey – a mixture of tips, secrets, and life stories. This blog has become a space for connection, learning, and sharing.

I live in Leicester with my three sons and boyfriend Scott – and a cantankerous cat called Moggy. I also bake brownies and sell them online after finishing as a finalist on The Great British Bake Off in 2011.

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